Terms and Conditions

Acceptance of Terms of Use for this Website

1.1 Please read these website terms of use “Terms”, “Terms of Use”, “Terms and Conditions” carefully. Heritage Life Limited provide this website to you, These terms are entered into by and between Heritage Life Limited and you, you therefore acknowledge agreement with these terms by using this website. If you do not agree to these terms, do not use this website.

Your Obligations and Conduct

In consideration of Your use of the Website, You agree to:

• provide accurate, current, and complete information about you as may be prompted by a registration form on the Website (the “Registration Data”);
• maintain the security of your password and identification (if applicable);
• maintain and promptly update the Registration Data, and any information you provide to Heritage Life Limited, to keep it accurate, current and complete;
• accept all risks of unauthorised access to information and Registration Data.

You have sole responsibility for adequate protection and backup of data and/or equipment used in connection with the Website

You agree that You will not use the Website to:

• transmit spam, bulk or unsolicited communications;
• pretend to be Heritage Life Limited or someone else, or spoof Heritage Life Limited or someone else’s identity;
• forge headers or otherwise manipulate identifiers (including URLs) in order to disguise the origin of any Content transmitted through the Services;
• misrepresent your affiliation with a person or entity;
• the normal flow of dialogue or otherwise act in a manner that negatively affects other users’ ability to use the Website;
• engage in activities that would violate any fiduciary relationship, any applicable local, state, national or international law, or any regulations having the force of law, including but not limited to attempting to compromise the security of any networked account or site, operating an illegal lottery or gambling operation, stalking, or making threats of harm;
• collect or store personal data about other users unless specifically authorised by such users.

Confidentiality of Heritage Life Limited Information

You may obtain direct access via the Website to certain confidential information of Heritage Life Limited and its suppliers, including without limitation technical, contractual, product, program, pricing, marketing and other valuable information that should reasonably be understood as confidential (“Confidential Information”). You must hold Confidential Information in strict confidence. Title to Confidential Information remains with Heritage Life Limited and its suppliers.

Your obligations regarding Confidential Information expire five (5) years after the date of disclosure. Upon termination of the Terms or Heritage Life Limited written request, You must cease use of Confidential Information and return or destroy it

Content Provided Via Links

You may find links to other Internet sites or resources on the Website. You acknowledge and agree that Heritage Life Limited is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.Heritage Life Limited will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Intellectual Property Rights

Except as expressly authorised by Heritage Life Limited or by Content providers, You agree not to reproduce, modify, rent, lease, loan, sell, distribute, mirror, frame, republish, download, transmit, or create derivative works of the Content of others, in whole or in part, by any means. You must not modify, decompile, or reverse engineer any software Heritage Life Limited discloses to You, and You must not remove or modify any copyright or trademark notice, or other notice of ownership.

Heritage Life Limited is committed to respecting others’ intellectual property rights, and we ask our users to do the same. If You believe that Your work has been copied in a way that constitutes copyright infringement on our Website, please contact us.

Heritage Life Limited Privacy Policy

You consent to the collection, processing and storage by Heritage Life Limited of Your personal information in accordance with the terms of Heritage Life Limited Privacy Policy, which is available at here. You agree to comply with all applicable laws and regulations, and the terms of Heritage Life Limited Privacy Policy, with respect to any access, use and/or submission by You of any personal information in connection with this Website.

General Terms

The Terms constitute the entire agreement between You and Heritage Life Limited relating to their subject matter, and cancel and supersede any prior versions of the Terms. No modification to the Terms will be binding, unless in writing and signed by an authorised Heritage Life Limited representative. You must not assign or otherwise transfer the Terms or any right granted hereunder. You also may be subject to additional terms and conditions that may apply when You use Heritage Life Limited or third-party products or services.

You agree that any material breach of any sections of the Terms will result in irreparable harm to Heritage Life Limited for which damages would be an inadequate remedy and, therefore, in addition to its rights and remedies otherwise available at law, Heritage Life Limited will be entitled to equitable relief, including both a preliminary and permanent injunction, if such a breach occurs. You waive any requirement for the posting of a bond or other security if Heritage Life Limited seeks such an injunction.

Rights and obligations under the Terms which by their nature should survive will remain in full effect after termination or expiration of the Terms.

The Website may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements may include statements regarding market expectations and opportunities, expectations about financials, research and development and strategies, statements concerning Heritage Life Limited roadmaps, market share growth, and product and service development and introduction, and our continuous evaluation of the competitiveness of our product and service offerings. These forward-looking statements are just predictions and involve risks and uncertainties. Actual results may differ materially from results discussed in the forward-looking statements. Factors that may cause such a difference include risks related to adverse changes in general economic conditions, failure to reduce costs, lack of success in technical advancements, the timely development, production and acceptance of new products and services, and Heritage Life Limited ability to compete in a highly competitive and rapidly changing marketplace.

Any express waiver or failure to exercise promptly any right under the Terms will not create a continuing waiver or any expectation of non-enforcement. If any provision of the Terms is held invalid by any law or regulation of any government, or by any court or arbitrator, the parties agree that such provision will be replaced with a new provision that accomplishes the original business purpose, and the other provisions of the Terms will remain in full force and effect.